If you’ve ever bought or refinanced real estate assets in Florida, you’ve likely heard the question:
“How do you want to take title?”
Seems simple, right? But that one question carries big legal, financial, and future-planning implications—and most buyers (and even some legal professionals) don’t realize just how much hinges on that decision.
Advantage Title Group receives calls every single day from agents, lenders, and buyers all asking the same thing:
“What’s the best way to take title in this case?”
There’s no one-size-fits-all answer.
The right way to take title depends on a variety of factors such as:
Who’s buying?
What is the Marital status?
Future inheritance plans
Liability concerns
Estate planning goals
Business or investment purpose
The Truth: Even Professionals Call to Double-Check
We work with dozens of seasoned agents and lenders who know the closing process inside and out—and they still call us to double-check title options for their clients.
Why?
Because one missed detail (like a previous marriage, an old will, or an out-of-state trust) can completely change the recommendation.
📲 Let’s Make Sure You Get It Right
850-329-6920
🔑 Common Ways to Hold Title in Florida
Sole Ownership
Just you? Just your name on the deed. You own it all—responsibility and control.
Tenants in Common
Shared ownership, but not always equal shares. Each person’s interest can be sold or passed down separately.
Joint Tenants with Right of Survivorship (JTWROS)
Equal ownership with automatic transfer to surviving owner(s) if someone passes. Clean and probate-free—but not always the best choice.
Tenancy by the Entirety (Married Couples Only)
The Florida favorite for spouses—offering creditor protection and survivorship benefits. But is it right for your situation?
Living Trust or LLC
More advanced planning. These options can protect privacy, minimize probate, and offer liability shields—but only if set up properly.
⚠️ Here’s the Concern..
Many buyers just pick something because it “sounds right,” or copy what they did before.
But making the wrong choice could potentially have the following consequences:
Trigger probate
Leave your heirs in legal limbo
Expose your property to creditors
Nullify your intentions entirely…
Whether you’re buying, advising, lending, or investing—we’re here to help you and your clients make the right call.
Not sure which title option fits your (or your client’s) situation?
We’ll ask the right questions to make sure you’re protected—now and in the future.
