Advantage Title Group’s Net Sheet
When you’re buying or selling a home, one of the biggest questions on everyone’s mind is:
“What’s my bottom line?”
That’s where a Net Sheet comes in.
A Net Sheet is a simple but powerful tool that breaks down the estimated costs and proceeds of a real estate transaction. It helps sellers see what they’ll likely walk away with after closing, and gives buyers a clear picture of what they’ll need to bring to the table.
But here’s the catch: while Net Sheets look straightforward, they can be misleading if you don’t know how to interpret them. That’s why having the right title company—one that works hand-in-hand with your agent and lender—is critical.
What Exactly Is a Net Sheet?
Think of a Net Sheet as a financial snapshot of your real estate transaction. It typically includes:
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Purchase price
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Mortgage payoff (for sellers)
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Closing costs (title fees, recording fees, doc stamps, etc.)
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Prorated taxes & HOA dues
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Agent commissions
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Estimated proceeds (for sellers) or total funds needed (for buyers)
It’s not a legal document—it’s an estimate. But done correctly, it sets realistic expectations and reduces last-minute surprises.
Why Accuracy Matters
An inaccurate Net Sheet can:
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Cause disappointment if your “take-home” is lower than expected
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Lead to stress on closing day when numbers shift unexpectedly
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Create tension between agents, clients, and closing teams
At Advantage Title Group, we use real-time data, up-to-date tax records, and current fee schedules so your Net Sheet reflects the most accurate possible estimate—right from the start.
When to Request a Net Sheet
Don’t wait until you have a signed contract!
You should request a Net Sheet:
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Before listing your home – so you know your realistic profit
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When considering an offer – to compare different deal scenarios
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During negotiations – to see how concessions or repairs impact your bottom line
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Before locking in a purchase – so you know your total out-of-pocket cost
How Advantage Title Group Makes It Simple
We work directly with real estate agents, lenders, and clients to prepare accurate Net Sheets quickly—sometimes in the same day. Our team explains every line item so you’re never left guessing.
Pro tip for agents: Offering an accurate Net Sheet during listing appointments can be a powerful trust-builder with potential clients.
Final Word
A Net Sheet isn’t just a form—it’s your financial roadmap to closing. Whether you’re a buyer, seller, or agent, having one created early by a knowledgeable title team can make the difference between a smooth, stress-free closing and an unpleasant surprise.
📞 Call Advantage Title Group today 850-329-6920 to request your custom Net Sheet and start your transaction with clarity.
Have a Question?
If you’re buying your first Florida home, Advantage Title Group is here to guide you through the process and make sure you’re protected from day one.
Debbie Milazzo
Let’s discuss it together.
📞 850-329-6920
📧 Debbie@advantagetitlegroup.comRequest Your Personalized Insurance Quote Now
Advantage Title Group — Clear titles. Confident closings.
